Payment of the IHS entitles you to access any healthcare services that are offered by the NHS. This payment is not optional; you cannot opt out on the basis that you don’t foresee needing health care during your leave. You must still pay the Immigration Health Surcharge even if you have private health insurance.
Very few applicants are exempt from paying the Immigration Health Surcharge. If you fall in to one of the following categories you do not have to pay the fee or obtain a reference number from the IHS service:
If you are a child under 18 who has been taken into care; a civilian employee at NATO; a civilian employee at the Australian Department of defence in the UK, or a dependent of one of these employees, you will still need to obtain an Immigration Health Surcharge reference number via the relevant online service, but you will not need to pay the fee. The IHS online system will automatically recognise if you are exempt from the fee. Those exempt from paying the fee will still be able to use the NHS.
If you are eligible for a fee waiver when making your application, your Immigration Health Surcharge fee will also be waived. Applicants must meet a very high threshold to prove that they cannot afford their application fee, and the fee waiver policy only applies to certain types of application. You can read more about the Home Office’s fee waiver policy here.
The IHS is subject to change. Currently, according to the gov.co.uk website you will have to pay:
You do not need to pay the surcharge if you’re applying from outside the UK for 6 months or less. If you’re applying from inside the UK for 6 months or less, you’ll have to pay half the yearly cost. For example, £235 for a student, Youth Mobility Scheme or under-18 applications, and £312 for any other application. If you’re applying for more than than 6 months but less than one year you will have to pay the cost of a full year wherever you apply from.
You will pay the Immigration Health Surcharge when you submit your visa application online. You will automatically be redirected to pay the Immigration Health Surcharge before paying the application fee for your application. You will have to register to use the IHS service and answer questions relating to your application to ascertain whether you need to pay the charge. After paying, you will be sent an email with your IHS reference number.
If you are in the Democratic People’s Republic of Korea, you will need to pay by cash at the UK embassy.
Failure to pay the immigration health surcharge will result in an invalid application under paragraph 34(4) of the Immigration Rules. Your application will not be considered; it will be turned down within 10 working days if you’re inside the UK, and within 7 working days if you’re outside the UK.
The IHS is refunded to refused applicants. The refund is not immediate: it may take up to six weeks to process. If you choose to appeal or pursue administrative review on the back of a refusal, the refund of your Immigration Health Surcharge will not happen until after these proceedings are concluded.